Our Effective Process
Asset Administration Group-US, Inc.
FIRST: GETTING TO KNOW YOU through use of a data gathering form that enables the Advisor to get to know your financial concerns, financial needs, risk tolerance, prior investing experience, cash flow needs and timing of those cash flow needs.
SECOND: PREPARATION OF A “TAILORED” INVESTMENT POLICY STATEMENT (IPS) which is constructed specifically for you and using the parameters established through the “getting to know you” meeting(s).
CONTENT OF THE INVESTMENT POLICY STATEMENT
In addition to the structure of the recommended portfolio, the IPS iterates a detailed summary of the results of five decades of academic studies leading to the market tested results that are reflected in the proposed portfolio using six to ten asset class mutual funds. Further the IPS delineates not only the historic performance results but, also, the volatility (short term risk) of the proposed portfolio for a specified period of actual history thereby enabling you to make an investment decision by design. Prior performance does not provide assurance of future performance.
THERE IS NO COST ASSOCIATED WITH THE PROCESS UNLESS YOU DECIDE TO ENGAGE US AND THEN ONLY REASONABLE FEES BASED ON THE AMOUNT OF MONEY UNDER MANAGEMENT!
PORTFOLIO CONSTRUCTION AND SERVICES
FIRST: Again, there are no commissions or loads (“front end” or “back end”) imbedded in the mutual funds that are used to construct your portfolios.
SECOND: Your advisor and the portfolio management company Asset Administration Group-US, Inc. (AAG) operates on fully disclosed and agreed upon fees.
THIRD: In addition to monthly statements from a nationally recognized custodian such as Pershing Advisory Services, Schwab Institutional and other recognized financial institutions AAG and your advisor provides understandable quarterly performance reports. For taxable accounts year end tax reporting is provided.
FOURTH: All or part of your investment is available without financial penalty on twenty four hour notice.
